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8:00 am to 4:00 pm Mon to Fri, Closed on Public Holidays
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GemLab are New Zealand’s leading independent jewellery valuers. Our internationally qualified gemmologists and diamond graders value all types of gems, jewellery and watches.
GemLab valuation reports are tailored to your needs, budget, and time. While-You-Wait and Same-day options are available.
All insurers accept our insurance valuations.
FAQs
See allMost policies have limits for jewellery items that are not listed, usually a figure between $1000 and $3000 for each, but some are as low as $500. There is also usually a total limit for each claim of between $3000 and $20,000 irrespective of the number of unlisted items in the claim. For items over that value or level you will need to list them on your policy.
It is a document that contains a good colour photo, a detailed enough description to allow a current value to be calculated without re-examination of your items, and a value or values for each that represent the amount the item should be covered for under the terms of the Policy.
There are two ways your jewellery may be covered by your policy, which is why many valuations list two insurance values. One is the Replacement New Value, which is the amount necessary for you to purchase a brand new item of equivalent quality. The other is the Indemnity Value—more recently referred to by insurance companies as “market value”, “present day value” and “current value”—this is the amount necessary to purchase an item of similar quality age and condition—i.e. the second-hand retail value.
The Insurance Company will require some proof of ownership, and evidence of the value of the item. Once the claim is accepted, the current value will be recalculated from the item description in your valuation. If your cover is for Replacement, you will usually be issued with a voucher to purchase a new item. If your cover is for Indemnity the insurance company usually has the option of replacing as above, or paying you the Indemnity value in cash.
Whatever the reason for your visit, GemLab offers a range of gem and jewellery valuation services to give you the clarity you need to make informed decisions.
Choose the service from the list to the right that best suits your needs. If you would prefer to discuss your options, contact us for an obligation free consultation.
Our GemLab valuers do not buy or sell jewellery and never will. This means we do not have any other financial interest in the items. As independent jewellery valuers, we can accurately identify the gems and metals and provide a good description of their dimensions, weights, and quality – all factors that your insurance company needs to know.
As a team of experienced and qualified gemmologists and diamond graders, we have a solid understanding of the valuation principles, methods, and ethics that apply to the valuation of your precious diamonds, gemstones, and watches.
Make a BookingElizabeth Fukofuka
The owner of this lovely shop called and explained what had happened with my previous experience and was so polite and genuine, really kind person I can tell. There was obvious miscommunicat…
Read MoreFlory Park
Thank you for your quick and professional services.
Julia Marin
Fantastic service. They are very helpful, informative and Paul and the team have a tone of experience. I highly recommend them.
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Read moreGemLab are New Zealand’s leading jewellery valuers with a staff of Gemmologists, Diamond Graders, and Jewellery Valuers. Our valuers hold Diplomas from both the Gemmological Institute of America (GIA) and the Gemmological Association of Great Britain (FGA and DGA)
GemLab is a pioneer in the jewellery valuation profession offering a service that is truly independent (we do not buy or sell). GemLab provides unbiased, transparent valuation reports and your information is confidential and secure.
With over 30 years’ experience in the jewellery valuation field, GemLab is the most trusted Jewellery valuation company in New Zealand. We provide valuation services to jewellery owners, insurance companies, lawyers and government departments.